Abstract : Online banking is emerging with great force. Many industries are set up to provide technical assistance to banks so that this facility can be easily accessed to urban and rural areas of the country. In today’s dynamic world, large customers prefer to transact through banks, which use money transfers, bill payments, account statements are via “Online Banking". In the current scenario, all banks globally are urging their customers to use e-banking because it saves time, transaction costs and faster returns, and they believe that automated financial transactions have greater benefits and greater benefits. It offers a number of benefits to online banking customers and various banking services. This paper focuses on the results of online banking based on the performance of the top ten public sector banks in India, as reported by RBI, Market Capitalization and Total Assets of Indian Bank Enterprises. To this end, this research paper analyzes the financial ratios of banks and is based on secondary banking data in nature.

Keyword : Online banking, Return on equity, Return on assets